Facing Bankruptcy?


You may not know this, but in most cases, bankruptcy can be the best financial decision a person can make. Credit card companies and collection agencies may hound you for money, but in reality they already have plenty of money. In the process, they can damage your credit and cause you unnecessary stress. If you are having a hard time paying your bills, or have to decide between paying a bill and paying your mortgage, call Gabel Legal Services, L.L.C.

We are dedicated to serving the citizens of Bowie, MD, and we are ready to listen to you and prepare a plan of action to get you debt free. Don't wait. Pick up the phone today!

More about Chapter 7 & 13

We can help you in Bowie, MD

If you're filing for bankruptcy, there's a good chance you'll be dealing with either Chapter 7 or Chapter 13. The choice depends on several different factors, including your financial history, your goals, your current income, debts, and more.

Chapter 7 bankruptcy is known as liquidation. It is generally used by people with lower income and is a way to get rid of unsecured debts. This process takes about three to four months and relates to individuals and businesses. Chapter 7 is a quick way to discharge most of your debts.

Chapter 13 bankruptcy is known as reorganization and is a much longer process. It applies to individuals with higher incomes. Through this plan, debtors are allowed to keep their property and are given a chance to get back on track with payments